Property Loans

Get expert guidance on property loans tailored to your needs. Whether you're interested in commercial mortgages, buy-to-let mortgages or bridge loans, our dedicated team is here to help you navigate the options and secure the best financing for your property investments.

Commercial Mortgages

Commercial mortgages play a crucial role in helping businesses acquire or refinance non-residential properties. These specialised loans enable companies to invest in their physical infrastructure and expand their operations.

We understand that every commercial property investment is unique. Our approach focuses on tailoring commercial mortgage solutions that align with your business goals, property type, and financial situation.

We offer non-residential mortgages for commercial buildings with Loan-to-Value (LTV) ratios of up to 75% without requiring additional security. Our commercial mortgage services cater to a wide range of property types and business needs, providing the financial foundation for your commercial real estate investments.

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Buy-to-Let Mortgages

Buy-to-Let mortgages are essential tools for property investors looking to build and manage a rental portfolio. These specialised mortgages enable investors to capitalise on the potential of the rental market.

We take a comprehensive view of your investment strategy, considering factors such as potential rental income, property location, and long-term market trends. Our approach aims to structure Buy-to-Let mortgages that optimise your investment returns while managing risks effectively.

We provide mortgages specifically designed for purchasing investment properties that you intend to rent out to tenants. Our Buy-to-Let mortgage services cover a range of property types and tenant markets, helping you build and finance your rental property portfolio efficiently.

Bridge Loans

In the fast-moving world of property transactions, timing is often critical. Bridge loans provide the short-term financing needed to seize opportunities and navigate complex transitions.

We focus on speed and flexibility in our approach to bridge loans. Understanding that these loans often facilitate time-sensitive transactions, we prioritise quick decision-making and efficient processing.

We offer short-term financing solutions designed to bridge the gap until you secure permanent financing or remove an existing obligation. Our bridge loans can be used for various purposes, including property purchases, renovations, or to bridge cash flow gaps in property transactions.

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Development Finance Loans

Property development projects require specialised financing that aligns with the unique cash flow patterns and risk profiles of construction and renovation. Development finance loans provide the tailored funding needed to bring property projects to fruition.

We take a project-centric approach to development finance, considering factors such as project timelines, cost projections, and potential market value. Our aim is to structure financing that supports the entire development process, from land acquisition to project completion.

We provide short-term funding options, typically for periods of 6-24 months, designed specifically to assist with the purchase costs and build costs associated with residential or commercial development projects. Our development finance loans offer the flexibility and support needed to manage complex property development initiatives.

Second Charge Loans

Second-charge loans offer property owners a way to leverage the equity they've built up in their properties without disturbing existing mortgage arrangements. This can be an effective tool for raising capital for various purposes.

We take a holistic view of your property portfolio and financial needs when approaching second-charge loans. Our focus is on helping you unlock the value of your property while ensuring the new loan complements your overall financial strategy

We offer loans secured against the equity you have built up in a property you own. These loans present an alternative to remortgaging or taking out an unsecured loan, allowing you to access funds for purposes such as home improvements, business investments, or debt consolidation.

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Auction Financing

Property auctions can present unique opportunities for savvy investors, but they often require quick access to funds. Auction financing provides the rapid funding solution needed to capitalise on these time-sensitive opportunities.

We understand the fast-paced nature of property auctions and the need for swift, reliable financing. Our approach focuses on providing pre-approved funding and quick turnaround times to ensure you can confidently bid and complete auction purchases.

We offer auction finance, a form of bridging loan specifically designed to buy properties at auction. These loans are structured to complete the purchase quickly, typically within 28 days of the auction. Our auction financing services provide the speed and certainty you need to succeed in the competitive auction environment.

Debt advisory Service

If you need expert debt advisory services to navigate your financial challenges, connect with dns accountants today. Our dedicated team is here to provide personalised solutions that empower your business growth. Reach out to us now!

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Frequently Asked Questions

Debt advisory helps businesses optimise their financial structure, access suitable financing, and manage debt effectively. It provides tailored solutions to support growth, improve cash flow, and achieve long-term financial stability.

If you're facing challenges with cash flow, seeking financing for growth, or looking to restructure existing debt, debt advisory can help. Our experts assess your situation and recommend the best course of action.

We offer a wide range of financing solutions, including working capital loans, term loans, asset financing, invoice financing, trade finance, and long-term corporate loans. Our team works with you to identify the most suitable option.

The duration varies depending on your specific needs and the complexity of your financial situation. Our team works efficiently to provide timely solutions while ensuring thorough analysis and optimal outcomes.

The requirement for collateral depends on the type of financing and your specific circumstances. Our experts guide you through the process and help structure financing arrangements that align with your needs and risk profile.

Debt advisory helps optimise your financing mix, negotiate favorable terms, and structure repayments to match your cash flow. This ensures you have sufficient working capital to sustain operations and seize growth opportunities.